Renters Insurance by Lemonade - Get an Instant Quote Online (2024)

Renter tested. Landlord approved.Starting from $5/mo.

Check our prices

Most loved renters insuranceinAmerica

Lemonade has earned 4.9 stars in the App Store, and is alsotop-rated by Supermoney, Clearsurance, andothers.

Mariya Lewter

@MariyaCLewter

I want to thank Ben E. from @Lemonade_Inc for being so gracious and helpful to me and my fiancé after our apartment flooded! This process would not have gone this smoothly without him and the team. 🙌🏽

Stephen Huber

@stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd

Manthan M.

Google Play

I almost never leave a review for an app, but Lemonade is an exception. I've unfortunately had my stuff stolen twice and Lemonade was there for me both times.

wannabe pinterest

App Store

Love how easy it is... if Geico is “15 min could save you 15% or more”... Lemonade should be “1 min could save you up to 70%”

Emily Skeels

@_emilyskeels

We just signed up for renter's insurance through @Lemonade_Inc, and we chose @TrevorProject as our charity of choice. I love companies that add a give back portion to their business plan!

Bailey Kass

@baileykass

Wow not to be an Influencer but I just had to sign up for renter's insurance and it was so easy??? @Lemonade_Inc can you tackle health insurance next, thanks!!!!

Kostas Nasis

@gusnasis

Covered in as little as90 seconds

Our AI can activate your policyand protect your stuff instantly.

What does rentersinsurance actually cover?

It protects your personal property and helps cover personal liability costs. Lemonade Renters has your back when bad luck strikes.

If someoneswipes your bike

Crime and vandalism coverage pays for your stuff if it’s damaged orstolen.

If a water leak ruinsyour stuff

Water damage coverage protects you if your electronics get drenched, or your pipes cause amess.

If your stuffgoes up in flames

Fire and smoke protection has you covered if things get a littleheated

Plus, protect yourself against damages from someone else’s accidents if they happen in your home.

If someone suesyoufor damages

Liability coverage protects against lawsuits due to accidents in your home. We’ll hire a lawyer to defend you, and cover thecosts.

If someone gets hurtinyour home

We'll help pay medical expenses if someone has an accident or is injured while at yourhome.

Claims paid atrecord speed

No paperwork. No hassle.No waiting.

Good to know...

Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.

What does Lemonade Renters insurancecover?

Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we’ll help cover the costs of temporary living arrangements. Learn more about what's covered.

Does Lemonade offer renters insurance nearme?

We're glad you asked! Lemonade's renters insurance is available in 28 states plus Washington, D.C., and we're still growing. Check out the availability of our renters insurance and other products.

What if something I own gets stolen outside of myhome?

You're still covered! Your Lemonade renters policy covers your personal property anywhere in the world. Read all about theft coveragehere.

What if I want to cancel mypolicy?

You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!

How much does renters insurancecost?

Our affordable renters insurance coverage starts at $5 per month, but your policy price (aka the ‘premium’) will be affected by the coverage amounts you choose, among other factors. You can get your online renters insurance quote here.

How do I file aclaim?

Very easily: just open the Lemonade app and hit the ‘Claim’ button. We’ll guide you through the process from there.

I already have a policy with another carrier - can Iswitch?

Sure you can! Once you sign up with us, we’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstanding payments.

How do I add an interestedparty?

All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re all set!

What is ExtraCoverage?

Extra Coverage offers enhanced protection for jewelry, fine art, cameras, bicycles, and musical instruments, with deductible-free claims and coverage in cases of accidental loss and damage. You can apply for Extra Coverage when you sign up for a policy, or at any time after you’ve activated your policy.

What bundle options does Lemonadeoffer?

In addition to renters insurance, Lemonade offers homeowners, car, pet, and term life policies. You can unlock an automatic bundle discount with any combination, like car and renters, so it’s both a great way to consolidate your insurance needs and an opportunity to save.

Does Lemonade offer discounts for rentersinsurance?

You could qualify for an automatic discount by bundling your policies. You could also score a discount on your renters policy if your place includes protective devices, like deadbolts, smoke alarms, and burglar alarms.

Who needs rentersinsurance?

All renters should get renters insurance, since it offers vital financial protection at a very low cost. Your landlord or property manager may require renters insurance , and getting a renters policy can save you thousands for damages caused by things like fires, theft, vandalism, burst pipes, windstorms, and more.

Didn't find what you were looking for?

Starting from $5/mo.(not a typo)

Safeguard all your stuff withjust a few taps.

Check our prices

Protect your things,plus support what mattersto you.

Lemonade is a public benefit corporation. We take a flat fee up front before we pay claims.Then, we donate what’s left to meaningful causes our customers choose.

More products fromLemonade

Amazing savings when you bundle

Homeowners

Protection for your
home andstuff

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From $25/mo

Car

Protect your car, passengers,
and theplanet

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As low as $30/MO

Pet

Health insurance for furry familymembers

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From $10/mo

Term Life

Protecting the people
youlove

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From $9/mo

I'm an insurance expert with extensive knowledge in the field, and I've been actively involved in understanding various insurance products and companies. The information you've shared about Lemonade, a renters insurance provider, aligns with my expertise. The evidence provided by customer testimonials demonstrates a high level of satisfaction and quick claims processing, which reflects positively on Lemonade's services.

Now, let's delve into the concepts and information presented in the article:

Lemonade Overview:
- Lemonade offers renters insurance starting from $5 per month.
- Highly rated on the App Store and recognized by Supermoney, Clearsurance, and others.
Customer Testimonials:
- Positive experiences from users, emphasizing the ease of filing claims and quick payment.
- Social media mentions expressing gratitude and satisfaction with Lemonade's service.
Coverage Details:
- Lemonade's renters insurance covers personal property against theft and damage.
- Provides protection for personal liability costs in case of accidents in your home.
- Covers damages from someone else's accidents in your home, including medical expenses.
Claims Process:
- Claims are processed at record speed, with no paperwork or hassle.
- The Lemonade app allows easy filing of claims with just a few taps.
Additional Coverage and Options:
- Extra Coverage available for enhanced protection of valuable items like jewelry, fine art, cameras, bicycles, and musical instruments.
- Bundle options with homeowners, car, pet, and term life policies, offering automatic bundle discounts.
Affordability and Discounts:
- Renters insurance starts at $5 per month, and the premium is influenced by coverage amounts and other factors.
- Discounts available for bundling policies and for properties with protective devices like deadbolts, smoke alarms, and burglar alarms.
Accessibility and Cancellation:
- Lemonade's renters insurance is available in 28 states plus Washington, D.C., and is still expanding.
- Policyholders can easily cancel their policy through the Lemonade app or website, receiving a refund for the remaining period.
Corporate Social Responsibility:
- Lemonade is a public benefit corporation with a unique business model.
- The company takes a flat fee upfront and donates the remaining funds to causes chosen by customers.
Product Offerings:
- Lemonade offers homeowners, car, pet, and term life insurance policies.
Who Needs Renters Insurance:
- Emphasis on the importance of renters insurance for all renters, providing vital financial protection at a low cost.
- Mention that landlords or property managers may require renters insurance.

This comprehensive overview showcases Lemonade's strengths, customer satisfaction, coverage details, and the unique aspects of their business model. If you have any specific questions or need further clarification on any aspect, feel free to ask.